Own Your Dream Home with Zero Down Payment!

No down payment, no problem. We make home ownership easy.

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About us

At Zero Down House, we believe everyone deserves to own their dream home.
About
Zero Down House is dedicated to helping Texans achieve homeownership with zero down payment loans. We offer flexible, fast, and personalized loan solutions to meet diverse needs, making the dream of owning a home accessible to all.
Mission
Our mission at Zero Down House is to simplify the home buying process by providing zero down payment loans and exceptional customer service, ensuring that every Texan can own their dream home without financial barriers.
Vision
We envision a future where every Texan has the opportunity to own a home, regardless of financial constraints. Zero Down House aims to be the leading provider of innovative, zero down payment home loans, transforming lives and communities.
About
Zero Down House is dedicated to helping Texans achieve homeownership with zero down payment loans. We offer flexible, fast, and personalized loan solutions to meet diverse needs, making the dream of owning a home accessible to all.
Mission
Our mission at Zero Down House is to simplify the home buying process by providing zero down payment loans and exceptional customer service, ensuring that every Texan can own their dream home without financial barriers.
Vision
We envision a future where every Texan has the opportunity to own a home, regardless of financial constraints. Zero Down House aims to be the leading provider of innovative, zero down payment home loans, transforming lives and communities.

Tired of renting?
Say goodbye to landlords!

Renting can be frustrating and expensive. With our zero down payment plans, you can transition from renting to owning without the financial burden of a large upfront payment. Here are three benefits of a Zero Down Payment:
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Accessibility to Homeownership

A zero down payment option significantly lowers the initial financial burden, making homeownership accessible to more people, including first-time buyers and those with limited savings.

Financial Flexibility

Zero down payment programs often come with competitive interest rates, potentially resulting in lower monthly mortgage payments compared to high-interest loans with smaller down payments.

Buying Power

Working with a real estate agent specializing in zero down payment programs can increase the chances of loan approval, as they often have relationships with lenders who offer flexible financing options.

Struggling to save for a down payment?

With our program, you can receive up to $30,000 in down payment assistance. Purchase a Texas home with little to no money down. Enjoy 100% conventional financing.
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Comparing mortgage options

Everyone’s situation is different. What might be right for one person might not be right for you. Apply or contact us – it’s the best way to explore your unique options.

VA
FHA
HomeReady

Down Payment

No
3.5%
3%

Mortgage Insurance

VA funding fee
Upfront and annual fee
Private mortgage insurance (PMI)

Income Limits

No
No
Yes

Additional Benefits

No down payment,
lower interest rates
Lower credit score requirements,
low down payment
Low down payment,
flexible terms

Curious about your potential mortgage payments?

Use our mortgage calculator to estimate your monthly payments and see how much home you can afford.
Get started now to plan your financial future with confidence.

Calculate Now
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Worried about mortgage approval?

Many people fear that they won't qualify for a mortgage. We work with various financial institutions to ensure you get the best possible rates and terms, even without a down payment.

Learn More
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Collaborate with 10+ financial institutions
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Trusted by clients

Hear from our satisfied clients about how our zero down payment program helped them achieve their homeownership dreams.
Zero Down House made the impossible possible for us. Their zero down payment loan allowed us to buy our first home without draining our savings. The process was smooth and quick!
Sarah & John M.
Thanks to Zero Down House, we moved into our dream home without the stress of a large down payment. Their team was incredibly helpful and responsive.
Michael R.
We were amazed by the efficiency and professionalism at Zero Down House. They guided us through every step and secured our loan in no time. We are now proud homeowners!
Lisa T.
Zero Down House provided exceptional service and made our home buying journey a breeze. The zero down payment option was exactly what we needed to get started.
Emily & Tom H.
Zero Down House made the impossible possible for us. Their zero down payment loan allowed us to buy our first home without draining our savings. The process was smooth and quick!
Sarah & John M.
Thanks to Zero Down House, we moved into our dream home without the stress of a large down payment. Their team was incredibly helpful and responsive.
Michael R.
We were amazed by the efficiency and professionalism at Zero Down House. They guided us through every step and secured our loan in no time. We are now proud homeowners!
Lisa T.
Zero Down House provided exceptional service and made our home buying journey a breeze. The zero down payment option was exactly what we needed to get started.
Emily & Tom H.

Frequently asked questions

Can you really help me buy a house with zero down?
Yes, we help buyers get into new or pre-owned homes with zero down every day. Call us today to explore your options!
How do you qualify for down payment grants?
Qualification depends on factors like credit score and income. Call us or complete our online form to see how much you qualify for.
What types of mortgages qualify for down payment assistance?
FHA, VA Loans, USDA, UHC, and most conventional loans qualify. Contact us to find out how much assistance you can get.
What types of down payment programs are available?
There are various federal, state, county, municipal, and private programs. We match you with the best options based on your needs and qualifications.
Can you get down payment grants with poor credit?
Yes, we assist buyers with credit scores as low as 600. We offer programs to help improve your credit too.
Is zero down payment available for first-time buyers only?
No, zero down payment options are available for both first-time and repeat homebuyers. Our experts can guide you through your options.

Ready to own your home?

Take the first step towards homeownership.
Fill out the form to get started!

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